Qualifying Life Events (QLE)

Making Mid-Year Changes

Sometimes, life gives us unexpected challenges, and your current selection of benefits might not work for your family anymore. That’s why we allow you to make changes outside of Annual Enrollment for certain qualifying life events (QLEs).

Qualifying Life Events and changes in status include:

  • Marriage or divorce
  • Death of your spouse or dependent
  • Birth, adoption or placement of a child for adoption or custody
  • Eligibility for Medicare, Medicaid or CHIP, or an Exchange Plan
  • You or your dependent no longer qualify as an eligible dependent under another plan
  • You experience a reduction in hours worked (less than 30 hours of service per week)

Please note that you have 30 days from the date of your QLE to make changes to your coverage. If you fail to meet this deadline, you will have to wait until the next Annual Enrollment or experience another QLE to make changes to your benefits.

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